UC知道跪求高手用规范语言帮翻译一段商务文章（中译英） 急！！
来源：百度知道 编辑：UC知道 时间：2024/05/27 03:05:06
其次国内金融体系较为脆弱。其一，大规模不良资产仍然存在．中国人民银行公布的数据显示，按五级分类标准，2002年末四家过有独资银行的平均不良资产比率达到26.1%。其二，国有银行资本金不足。2001年巴塞尔新资本协议的最低要求资本充足率平均在10％以上，但我国的银行体系与之相差很远。其三，金融机构盈利水平较低。我国金融机构由于不良贷款比例高、信贷资金周转慢和利息回收率低而造成效益地下和经营困难。其四，资本市场还不完善，就目前情况看，我过资本市场的制度性缺陷仍然相当明显，具体表现在资本市场产生的制度环境、资本市场中的政府行为、资本市场功能扭曲、资本市场基石不牢、资本市场监管不力等方面。其五，金融监管手段落后。我国目前的金融监管水平还不能完全满足银行业、证券业、保险业稳健运行和持续发展的要求，总体上看，金融监管基础较差、手段落后、成本较高、效果不尽如人意。
In the domestic respect, at first, the inflation still exists, rise the pressure to increase openly progressively.
Secondly our country's financial system is comparatively fragile. First, the extensive non-performing assets still exists. The data that the People's Bank of China announces reveal, according to criteria for classification of five grades, four passed average non-performing assets rate with individual proprietorship bank and was up to 26.1% at the end of 2002. Second, the capital of state-run bank is insufficient. The sufficient rate of minimum exigency capital of the new capital agreement of Basel was average and above 10% in 2001, but the bank system of our country falls far short of it.
Third, the profit level of financial institution is relatively low. Until non-performing loan proportion high, credit funds turnover slow and interest rate of recovery low causing benefit underground and poor-performed of our country financial institutio