毕业论文 摘要

Develops the automobile to expend the credit operation the key question is must guarantee the bank makes loans the fund security. Only guaranteed the bank makes loans the fund security, can finally safeguard the automobile to expend the credit operation the lasting development, thus the promotion automobile merchant, the dealer, the insurance company and so on the related profession communal development, simultaneously can provide a more valuable service to the consumer. Our country just started to begin to prepare to establish individual credit system, had to achieve this kind of effect, possible need very long time. In the real life, has quite part of people to the credit expense decision-making insufficiently discretely, is at will big, completely does not have the person which the automobile expends the ability also to apply for the loan. Also some part of people can overestimate own expense ability, the application loan surpass own also loan ability. The automobile repeatedly r