UC知道找高手翻译论文摘要———经济类
来源：百度知道 编辑：UC知道 时间：2024/06/25 18:38:49
摘 要
近年来，贷款发放规模不断扩大，伴随的是经济的飞速增长。但近期物价上涨，突显结构性通货膨胀和经济过热的状况。随不能直接说信贷规模激增就会带来经济问题，但事实上，从改革开放以来，逐步走向市场化的我国信贷就一直存在着诸多问题，虽然每个阶段问题的表现不尽相同，但都严重影响了信贷市场的健康发展。
目前，大多数的论文和观点都是围绕着贷款增长与经济增长的相关性的分析，研究的是贷款对经济增长所起到的贡献，进而依据及其贷款增长的情况预测未来经济增长的情况。而对于影响贷款的因素是什么，如何影响并没有相关的论文。本文正是对这一主题做系统性的论述，通过对相关贷款影响因素的理论的整理，然后基于对江苏银行徐州分行历史数据的观察，分析各个影响因素对贷款的影响，从而尝试建立贷款增长模型，最后结论得出影响贷款规模变化的因素，并从中得出有效的见解，这有助于理解信贷增长的内在逻辑，是制定合理的经济政策，使信贷供给的增速符合我国经济发展的需要。同时为以后信贷至少是江苏银行徐州分行的信贷业务开展提供参考，从而在扩大贷款规模，优化信贷结构，促进其信贷业务快速、健康的发展！
关键词：信贷； 影响因素
Abstract: In recent years, the loan provide scale unceasingly expanded, the concomitance was the economical rapid growth. But the short-term price rise, will reveal the constitutive inflation and the economical superheat condition suddenly. Along with cannot say directly the credit scale increases sharply can bring the economic problem, but, since the reform and open policy, gradually has in fact moved towards the marketability our country credit on always to have many problems, although each stage question performance is different, but seriously has all affected the credit market healthy development.
At present, the majority papers and the viewpoint all are revolving the relevant analysis which the loan growth and the economy grow, the research are the loan the contribution which grows to the economy gets up, then the basis and the loan grow the situation forecast the future economy will grow situation. But regarding the influence loan factor is any, how affects the paper whi